This blog was taken from http://www.nationalmoney.co.uk/saving/christmas-saving-tips/
Christmas time is upon us again, and parents everywhere are bracing themselves for the inevitable dreaded Christmas list.
To try and soften the assault on your wallets and purses, we thought we’d compile a few helpful hints to try and save you a bt of cash. As always, your thoughts and your ideas are welcome!
1)Make your own presents. You can make sweets, cookies, fudge etc, family and friends (especially if you have a large number to buy for) will love the personal touch.
2)Set limits for family and friends- suggest a reasonable amount that you all can afford and try to stick to it. Quite often working to a tight budget shows more thought has been put into the presents, making them more appreciated.
3)Try a secret Santa. Put everyone’s name in a hat and each person pulls gets ONE name. Agree a price limit and buy your present. Only having to buy one present saves a bundle!!
4)Lots of small inexpensive gifts can mean more or just as much as 1 big gift.
5)Plan ahead for next year, put aside a small amount each week/month so you don’t have as much pressure on you.
6)Take advantage of sales, keep in mind presents for people so you don’t have to pay full price- I bought a toy in August which was £30 full price, £7 in the sale- bargain!!
7)When using credit cards, only charge what you know you will be able to pay off the following month- if you max out your cards and cannot pay it off within a reasonable time, your balance is too high!
8)Make use of 3 for 2 offers & promotions.
11)There may be a clothing bank near you that pays money per kilo of clothes you donate- one of my friends ‘earned’ £50 when she dropped some of her unwanted wears off!